1. Covering the Home/StructureThe first thing homeowners insurance covers is the actual home as well as structures that aren’t attached to the home like a garage or shed. This specific policy is used to pay for damages when the home is destroyed by natural disasters. However, some homeowners insurance doesn’t cover disasters like flooding, earthquakes and others. Call
(772) 465-2886
to learn about our homeowners policies.
2. Personal Items
Like the structure of the home, if your personal belongings are destroyed or even stolen, this particular policy is used to replace them. Some homeowner’s policies include “off-premises” coverage, meaning if the items are destroyed or stolen outside the home, you’re still covered. This policy covers clothing, furniture, jewelry, and other assets. Tress, shrubs, bushes and other landscaping are also covered. For specifics on Prestige Insurance homeowners policies, call
(772) 465-2886.
3. Liability
Liability protection covers you for lawsuits when a policyholder or family members cause bodily injury or property damage. This policy also includes pets. In fact, dog bites are one of the most common claims on homeowners insurance. This type of policy can also protect you outside the home like personal item policy. Call Prestige Insurance at
(772) 465-2886
to schedule an appointment today.
4. Living Expense
This policy is used to cover the cost of living outside the home when the property isn’t fit to live in because of a damage. A living expense policy can cover lodging, meals, and other expenses incurred during the length of time lived outside the home. Discuss your homeowners insurance options with Prestige Insurance by calling
(772) 465-2886.