HOMEOWNERS

Affordable Homeowners Insurance

When choosing homeowners insurance, choose Prestige Insurance as your go-to source for crafting the policy that’s right for you. When you meet with one of our insurance experts, we’ll discuss the plethora of options for coverage that suit your specific property. Not all homes are alike, which means not all homeowners insurance policies should be either. Let Prestige Insurance personalize a policy that covers all your bases as a Florida homeowner. Call us at (772) 465-2886 to schedule an appointment with an insurance agent today.
Insurance — Happy Family In Their New Home in Fort Pierce, FL
Did you know that homes built before 2002 should be evaluated for wind mitigation? It’s no secret that we experience hurricanes, tropical storms and other harsh weather, so your home should be tested to see how it can withstand various weather conditions.

Guide to Standard Homeowner’s Insurance

1. Covering the Home/Structure
The first thing homeowners insurance covers is the actual home as well as structures that aren’t attached to the home like a garage or shed. This specific policy is used to pay for damages when the home is destroyed by natural disasters. However, some homeowners insurance doesn’t cover disasters like flooding, earthquakes and others. Call (772) 465-2886 to learn about our homeowners policies.

2. Personal Items
Like the structure of the home, if your personal belongings are destroyed or even stolen, this particular policy is used to replace them. Some homeowner’s policies include “off-premises” coverage, meaning if the items are destroyed or stolen outside the home, you’re still covered. This policy covers clothing, furniture, jewelry, and other assets. Tress, shrubs, bushes and other landscaping are also covered. For specifics on Prestige Insurance homeowners policies, call (772) 465-2886.

3. Liability
Liability protection covers you for lawsuits when a policyholder or family members cause bodily injury or property damage. This policy also includes pets. In fact, dog bites are one of the most common claims on homeowners insurance. This type of policy can also protect you outside the home like personal item policy. Call Prestige Insurance at (772) 465-2886 to schedule an appointment today.

4. Living Expense
This policy is used to cover the cost of living outside the home when the property isn’t fit to live in because of a damage. A living expense policy can cover lodging, meals, and other expenses incurred during the length of time lived outside the home. Discuss your homeowners insurance options with Prestige Insurance by calling (772) 465-2886.

Types of Homeowners Policies

  • Fire
  • Lightening
  • Hail
  • Wind
  • Flooding
  • Smoke
  • Falling Object
  • Civil Commotion
  • Aircraft Damage
  • Vehicle Damage
  • Vandalism
  • And More
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